Spendise - Terms

Terms of Use

Spendise: Spending Tracker

Last Updated: March 9, 2026

Welcome to Spendise: Spending Tracker ("the App"), developed by Hakan Aktürk operating under the brand Keep Simple ("we," "us," or "our"). These Terms of Use ("Terms") govern your access to and use of the App. By accessing or using the App, you agree to be bound by these Terms.

1. Acceptance of Terms

By downloading, installing, accessing, or using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and our End User License Agreement (EULA). If you do not agree to these Terms, do not use the App.

2. Eligibility

You must be at least 13 years of age to use the App. If you are between 13 and 18 years of age (or the age of majority in your jurisdiction), you may only use the App with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms.

By using the App, you represent and warrant that:

You meet the age requirements above
You have the legal capacity to enter into these Terms
You will comply with all applicable laws and regulations

3. Description of Service

Spendise is a spending and inflation tracking application that allows you to:

Track personal spending and expenses
Monitor inflation trends
Analyze spending patterns
Store financial data locally on your device

The App is a tracking tool only and does NOT:

Provide financial advice or recommendations
Connect to bank accounts or financial institutions
Automatically import transactions
Guarantee accuracy of inflation calculations
Replace professional financial planning services

4. User Responsibilities

4.1 Accurate Information

You are responsible for ensuring that all data you enter into the App is accurate and up-to-date. We are not responsible for any consequences resulting from inaccurate data entry.

4.2 Device Security

You are responsible for:

Maintaining the security of your iOS device
Protecting your device with a passcode or biometric lock
Ensuring no unauthorized persons access the App on your device
Any activity that occurs through your device

4.3 Data Backup

Since all data is stored locally on your device, you are solely responsible for backing up your data through iCloud, iTunes, or other backup methods. We are not responsible for any data loss.

4.4 Appropriate Use

You agree to use the App only for lawful purposes and in accordance with these Terms. You will not:

Use the App to track illegal activities
Share sensitive financial information through screenshots or other means in violation of privacy laws
Attempt to circumvent any security features
Use the App in any way that could damage, disable, or impair the App

5. In-App Purchases

5.1 Lifetime Purchase

The App offers a one-time "Lifetime" purchase that unlocks all premium features permanently. There are no subscriptions or recurring charges.

5.2 Payment

The Lifetime purchase is charged once to your Apple ID account at the time of purchase
Pricing is displayed at the time of purchase in the App
Your purchase is tied to your Apple ID and can be restored on other devices via the "Restore Purchases" option

5.3 No Refunds

All purchases are final. We do not provide refunds for change of mind or features you do not use. Refund requests must be directed to Apple through the App Store, subject to Apple's refund policies.

6. Intellectual Property Rights

6.1 Our Rights

All content, features, functionality, and intellectual property in the App are owned by us and are protected by copyright, trademark, and other intellectual property laws.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to use the App for personal, non-commercial purposes as set forth in our EULA.

6.3 Your Data

You retain all rights to the data you enter into the App. Since data is stored locally on your device, we do not have access to, claim ownership of, or retain copies of your data.

7. Disclaimers and Limitations

7.1 Financial Disclaimer

THE APP IS NOT A SUBSTITUTE FOR PROFESSIONAL FINANCIAL ADVICE.

We do not provide financial, tax, legal, or accounting advice
Inflation calculations are estimates based on general data
The App should not be used as the sole basis for financial decisions
Consult qualified professionals for personalized financial advice

7.2 Accuracy Disclaimer

While we strive for accuracy, we do not guarantee that:

Inflation data or calculations are current or accurate
The App is free from errors or bugs
The App will meet your specific requirements
Data will not be lost due to device failure or iOS updates

7.3 No Warranty

THE APP IS PROVIDED "AS IS" WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

7.4 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

We are not liable for any indirect, incidental, special, or consequential damages
We are not liable for data loss, financial loss, or lost profits
Our total liability shall not exceed the amount you paid for the App in the 12 months prior to the claim, or $50 USD, whichever is less

8. Third-Party Services

8.1 RevenueCat

We use RevenueCat to process In-App Purchases. Your use of purchase features is subject to RevenueCat's terms and our Privacy Policy.

8.2 Apple App Store

Your download and use of the App through the Apple App Store is subject to Apple's Terms of Service and App Store Terms and Conditions.

8.3 Third-Party Links

The App may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of third-party sites.

9. Updates and Changes

9.1 App Updates

We may release updates to the App that add new features, fix bugs, modify or remove existing features, or change the user interface. We are not liable if you cannot use the App due to failure to install updates.

9.2 Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted. Your continued use of the App after changes constitutes acceptance of the modified Terms. We will notify you of material changes through in-app notifications or updates to the "Last Updated" date.

10. Termination

10.1 Termination by You

You may stop using the App at any time by deleting it from your device. Your Lifetime purchase is non-refundable upon termination.

10.2 Termination by Us

We reserve the right to suspend or terminate your access to the App at any time, or discontinue the App entirely without notice, including for violation of these Terms, fraudulent activity, or legal requirements.

10.3 Effect of Termination

Upon termination, your license to use the App immediately ends and you must delete the App from all devices. We are not liable for any consequences of termination and no refunds will be provided.

11. Privacy and Data

Your use of the App is subject to our Privacy Policy, which is incorporated into these Terms by reference. By using the App, you consent to our data practices as described in the Privacy Policy.

Key Points:

We do not collect personal information
All tracking data stays on your device
Only purchase history is processed (via RevenueCat)
You are responsible for your own data backups

12. Indemnification

You agree to indemnify, defend, and hold us harmless from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the App, your violation of these Terms, or your violation of any rights of another party.

13. Geographic Restrictions

The App is intended for use worldwide. If you access the App from outside Turkey, you are responsible for compliance with local laws.

14. Dispute Resolution

14.1 Governing Law

These Terms shall be governed by the laws of the Republic of Turkey, without regard to conflict of law principles.

14.2 Informal Resolution

Before filing a claim, you agree to contact us at support@keepsimple.org and attempt to resolve the dispute informally for at least 30 days.

14.3 Arbitration

If informal resolution fails, disputes shall be resolved through binding arbitration rather than in court, except for small claims court matters, intellectual property disputes, and injunctive relief.

14.4 Class Action Waiver

You agree to resolve disputes on an individual basis only. You waive any right to participate in class action lawsuits or class-wide arbitration.

15. Miscellaneous

15.1 Entire Agreement

These Terms, together with the Privacy Policy and EULA, constitute the entire agreement between you and us regarding the App.

15.2 Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15.3 No Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

15.4 Assignment

You may not assign or transfer these Terms without our written consent. We may assign these Terms without restriction.

15.5 Force Majeure

We shall not be liable for any failure to perform due to circumstances beyond our reasonable control, including natural disasters, wars, acts of terrorism, or network failures.

16. Contact Information

For questions, concerns, or disputes regarding these Terms, please contact us at:

Email: support@keepsimple.org

We will respond to inquiries within 5–7 business days.

By using Spendise: Spending Tracker, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.